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BetOnMyGoals.com Terms of Service

Last Updated: June 1, 2025

Welcome to BetOnMyGoals.com! These Terms of Service ("Terms") govern your access to and use of the BetOnMyGoals.com website, services, and applications (collectively, the "Service"), operated by BetOnMyGoals.com Inc, a Delaware corporation ("BetOnMyGoals.com," "We," "Us," or "Our").

By accessing or using Our Service, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, do not access or use the Service.

1. The Service

1.1. Description: BetOnMyGoals.com provides a platform designed to help users commit to and achieve their weekly goals. Users define a goal at the beginning of the week (e.g., on Monday) and make a $100.00 USD Commitment Payment ("Commitment Payment"). By the end of the week (e.g., Friday), users must submit verifiable proof of having achieved their stated goal ("Proof").

1.2. Verification Process: Submitted Proof undergoes a two-stage verification: a. First, an Automated Review system, potentially including a Large Language Model (LLM), will conduct a preliminary screening of the Proof against pre-defined, objective criteria ("Automated Review"). b. If the Automated Review indicates the Proof meets initial objective criteria, the Proof is then sent to a friend designated by you ("Designated Friend") for secondary confirmation ("Friend Verification").

1.3. Refunds and Allocation of Commitment Payments: If both the Automated Review and Friend Verification confirm goal achievement based on the submitted Proof, your Commitment Payment will be refunded. If goal achievement is not confirmed by both, or if Proof is not submitted as required, the Commitment Payment is non-refundable and will be allocated by BetOnMyGoals.com to the direct operational, technological, and administrative costs associated with providing the Service for your weekly goal, including but not limited to platform maintenance, development of motivational tools, and costs of the verification infrastructure (as further detailed in Section 4).

1.4. Nature of Service: You acknowledge that BetOnMyGoals.com is a platform providing a motivational tool designed to encourage personal commitment and goal achievement through a system of financial self-incentivization. The Service is not a gambling service, lottery, or game of chance; the refund of your Commitment Payment is contingent upon your personal effort, skill in achieving your self-defined goal, and your submission of verifiable proof of that achievement according to objective criteria outlined herein, not upon chance or any outcome outside of your reasonable control. The Service is not a financial investment service; Commitment Payments do not accrue interest and are not held for investment purposes. The Service is not an escrow service; BetOnMyGoals.com is a direct party to this agreement with you, providing the motivational platform and tools, and is not a neutral third-party intermediary holding funds for a separate transaction between you and another party. All Commitment Payments are made as a fee for accessing and utilizing the motivational program and verification infrastructure for your stated weekly goal and are handled strictly in accordance with these Terms for providing this motivational service. We do not guarantee goal achievement.

2. User Accounts and Responsibilities

2.1. Eligibility: To use the Service, you must be at least 18 years old and capable of forming a binding contract with BetOnMyGoals.com, and not be barred from using the Service under applicable law.

2.2. Account Creation: You must provide accurate, current, and complete information during the registration process and keep your account information updated.

2.3. Account Security: You are responsible for safeguarding your account password and for all activities that occur under your account. You agree to notify Us immediately of any unauthorized use of your account.

2.4. Designated Friend: You are solely responsible for selecting your Designated Friend and ensuring they understand their role is to provide a secondary confirmation based on the Proof you submit regarding your goal achievement, and that they agree to participate diligently and honestly in the Friend Verification process. BetOnMyGoals.com is not responsible for the actions, inactions, availability, judgment, or bias of your Designated Friend, but their confirmation, based on the evidence you provide, is a required step in the verification process designed to enhance accountability.

3. User Conduct

3.1. You agree not to use the Service to:

  • 3.1.a. Set or pursue goals that are illegal, harmful, fraudulent, discriminatory, or infringing on the rights of others.
  • 3.1.b. Submit false, misleading, or fraudulent Proof.
  • 3.1.c. Collude with your Designated Friend to deceptively obtain a refund.
  • 3.1.d. Interfere with or disrupt the integrity or performance of the Service or its underlying technology.
  • 3.1.e. Attempt to gain unauthorized access to the Service or its related systems or networks.

3.2. "Verifiable Proof" Definition: "Verifiable Proof" means information, documentation, or other evidence that objectively, clearly, and convincingly demonstrates to a reasonable person, and in accordance with the specific proof requirements and objective criteria outlined by the Service for your chosen goal category, that you have personally completed all aspects of your stated goal for the week through your own effort and skill. The Proof must be sufficient to allow for verification based on the predefined criteria and must not rely on subjective interpretation outside of these criteria. You are solely responsible for understanding and meeting the specific proof requirements applicable to your goal. BetOnMyGoals.com reserves the right to provide guidance on what constitutes acceptable Proof, but the final interpretation in the verification process rests with the Automated Review against objective criteria and your Designated Friend's confirmation as described.

4. Commitment Payments, Refunds, and Non-Refundable Allocations

4.1. Commitment Payment: To participate in a weekly goal, you must make a Commitment Payment of $100.00 USD via the payment methods accepted by the Service. This payment is a fee for accessing and utilizing the motivational program and verification infrastructure for your stated weekly goal.

4.2. Refund Conditions: Your Commitment Payment will be refunded to your original payment method (or as otherwise determined by Us) if, and only if:

  • a. You submit timely Proof for your goal; AND
  • b. The Automated Review indicates your Proof meets the pre-defined, objective criteria for goal achievement; AND
  • c. The Friend Verification confirms, based on the Proof submitted, that you appear to have achieved your goal.

4.3. Conditions for Non-Refund of Commitment Payment: Your Commitment Payment will become non-refundable and will be allocated to Service operational costs if:

  • a. You fail to submit Proof by the specified deadline for your weekly goal.
  • b. The Automated Review determines that the submitted Proof does not meet the minimum objective criteria for completeness, relevance, or adherence to the specified proof requirements for the goal.
  • c. Your Designated Friend does not confirm, based on the Proof submitted, that you appear to have achieved your goal.
  • d. You fail to designate a friend as required, or your designated friend fails to perform the verification step within the specified timeframe, thereby preventing the completion of the verification process necessary for a refund.
  • e. We determine, in Our reasonable discretion, that you have violated these Terms, including by submitting fraudulent Proof or engaging in prohibited conduct.

4.4. No Interest: Commitment Payments held by BetOnMyGoals.com will not accrue interest.

4.5. Finality: All verification decisions leading to a refund or non-refund of a Commitment Payment are final, subject only to the dispute resolution process outlined in Section 11.

4.6. Payment Processing: We use third-party payment processors to handle Commitment Payments. You agree to abide by the terms and conditions of these processors.

4.7. Nature of Non-Refundable Commitment Payments: In any instance where the Commitment Payment becomes non-refundable, it is acknowledged by you that BetOnMyGoals.com has provided full access to its platform, goal-setting tools, motivational framework, and verification infrastructure for the duration of your weekly goal period, and the non-refundable Commitment Payment is allocated to the costs of providing these services.

5. Goal Verification Process

5.1. Automated Review: You acknowledge that an initial component of the Proof evaluation is conducted by an automated system, which may include Large Language Models ("Automated Review"). The purpose of the Automated Review is to perform a preliminary screening of the submitted Proof against pre-defined, objective criteria relevant to the nature of the goal and the required proof (e.g., checking for completeness of submission, presence of required elements, consistency with goal parameters, or identifiable markers of authenticity). This Automated Review is a tool to assist in the efficient and consistent initial assessment of Proof against these objective criteria and is not the sole determinant of goal achievement. While We strive for accuracy and fairness in the Automated Review process, such systems have inherent limitations, and the ultimate verification also relies on the Friend Verification step and the overall quality of Proof submitted by you.

5.2. Friend Verification: If your Proof passes the Automated Review against objective criteria, it will be forwarded to your Designated Friend. The Designated Friend's role is to provide a secondary confirmation, based on their review of the Proof you submitted and their understanding of your stated goal, as to whether the Proof reasonably appears to substantiate your claim of having achieved the goal through personal effort.

5.3. No Guarantee: BetOnMyGoals.com does not guarantee the outcome of either the Automated Review or the Friend Verification. The Service merely facilitates this process which relies on the quality of your submitted Proof and the participation of your Designated Friend.

6. Intellectual Property

6.1. Our IP: The Service and its original content (excluding User-Generated Content), features, and functionality are and will remain the exclusive property of BetOnMyGoals.com and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries.

6.2. User-Generated Content (UGC): You retain all ownership rights to the content you create and submit to the Service, such as your goals and Proof ("User-Generated Content").

6.3. License to Us: By submitting UGC to the Service, you grant BetOnMyGoals.com a non-exclusive, worldwide, royalty-free, sublicensable, and transferable license to use, reproduce, process, adapt, modify, publish, transmit, display, and distribute your UGC solely for the purposes of operating, developing, providing, and improving the Service. This may include using anonymized and aggregated UGC for training and improving the Automated Review system and overall Service, where applicable and legally permissible, always ensuring such use aligns with the objective and supportive role of these systems in the verification process.

7. Privacy

Your privacy is important to Us. Our Privacy Policy, available at [Link to Privacy Policy], explains how We collect, use, and share your personal information. By using the Service, you agree to the collection and use of information in accordance with the Privacy Policy.

8. Disclaimers

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, BetOnMyGoals.com DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE.

BetOnMyGoals.com MAKES NO WARRANTY THAT: (I) THE SERVICE WILL MEET YOUR REQUIREMENTS; (II) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (III) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE (INCLUDING AUTOMATED REVIEW OR FRIEND VERIFICATION) WILL BE ACCURATE OR RELIABLE; OR (IV) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS.

BetOnMyGoals.com explicitly disclaims any characterization of the Service or the Commitment Payment as constituting a wager, bet, or any form of gambling. The Service is a tool for personal development and motivation. BetOnMyGoals.com further disclaims any characterization as a banking institution, money services business, or money transmitter, except to the extent that the handling of Commitment Payments is strictly incidental to, and an integral part of, providing the described motivational Service. All outcomes related to the refund or non-refund of a Commitment Payment are based on adherence to the terms of the motivational program and verifiable proof of goal achievement through personal effort and skill.

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL BetOnMyGoals.com, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES (EVEN IF BetOnMyGoals.com HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (I) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICE; (II) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICE, INCLUDING YOUR DESIGNATED FRIEND; (III) ANY CONTENT OBTAINED FROM THE SERVICE, INCLUDING THE RESULTS OF AUTOMATED REVIEW; (IV) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT.

IN NO EVENT SHALL BetOnMyGoals.com'S AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS RELATING TO THE SERVICE EXCEED THE GREATER OF ONE HUNDRED US DOLLARS ($100.00) OR THE TOTAL AMOUNT OF COMMITMENT PAYMENTS YOU HAVE HAD ALLOCATED TO SERVICE OPERATIONAL COSTS IN THE SIX (6) MONTHS PRIOR TO THE EVENT GIVING RISE TO THE LIABILITY.

10. Indemnification

You agree to defend, indemnify, and hold harmless BetOnMyGoals.com, its affiliates, licensors, and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms, your use of the Service, your User-Generated Content, or any dispute between you and your Designated Friend.

11. Governing Law and Dispute Resolution

11.1. Governing Law: These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles.

11.2. Dispute Resolution:

11.2.a. Informal Resolution: We want to address your concerns without needing a formal legal case. Before filing a claim against BetOnMyGoals.com, you agree to try to resolve the dispute informally by contacting Us at [Your Support Email Address]. We'll try to resolve the dispute informally by contacting you via email. If a dispute is not resolved within thirty (30) days of submission, you or BetOnMyGoals.com may bring a formal proceeding.

11.2.b. Arbitration: You and BetOnMyGoals.com agree to resolve any claims relating to these Terms or the Service through final and binding arbitration, except as set forth under Exceptions to Agreement to Arbitrate below. The American Arbitration Association (AAA) will administer the arbitration under its Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes. The arbitration will be held in Wilmington, Delaware, or any other location We agree to.

11.2.c. Arbitration Fees: The AAA rules will govern payment of all arbitration fees. BetOnMyGoals.com will pay all arbitration fees for claims less than $10,000 unless the arbitrator determines the claim is frivolous.

11.2.d. Exceptions to Agreement to Arbitrate: Either you or BetOnMyGoals.com may assert claims, if they qualify, in small claims court in New Castle County, Delaware, or any United States county where you live or work. Either party may bring a lawsuit solely for injunctive relief to stop unauthorized use or abuse of the Service, or intellectual property infringement without first engaging in arbitration or the informal dispute-resolution process described above.

11.3. No Class Actions: You may only resolve disputes with Us on an individual basis and may not bring a claim as a plaintiff or a class member in a class, consolidated, or representative action. Class arbitrations, class actions, private attorney general actions, and consolidation with other arbitrations are not allowed.

12. Changes to These Terms

We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. If a revision is material, We will provide at least thirty (30) days' notice prior to any new terms taking effect. What constitutes a material change will be determined at Our sole discretion. By continuing to access or use Our Service after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Service.

13. Term and Termination

13.1. Term: These Terms will remain in full force and effect while you use the Service.

13.2. Termination by You: You may terminate your account at any time by following the instructions within the Service or contacting Us.

13.3. Termination by BetOnMyGoals.com: We may suspend or terminate your access to the Service or your account, at Our sole discretion, at any time and without notice or liability to you, including if you breach these Terms, or if We believe your actions may cause legal liability for Us or other users.

13.4. Effect of Termination: Upon termination, your right to use the Service will immediately cease. Provisions that by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability, and dispute resolution. The status of any active goals and Commitment Payments at the time of termination will be handled according to the conditions for non-refund outlined in Section 4, unless otherwise determined by Us in cases of termination without cause by BetOnMyGoals.com.

14. General Provisions

14.1. Entire Agreement: These Terms and Our Privacy Policy constitute the entire agreement between you and BetOnMyGoals.com regarding the Service and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral.

14.2. Severability: If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

14.3. Waiver: No waiver by BetOnMyGoals.com of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of BetOnMyGoals.com to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

14.4. Assignment: You may not assign or transfer these Terms, by operation of law or otherwise, without Our prior written consent. Any attempt by you to assign or transfer these Terms, without such consent, will be null. We may freely assign or transfer these Terms without restriction.

14.5. Notices: Any notices or other communications provided by BetOnMyGoals.com under these Terms, including those regarding modifications to these Terms, will be given: (i) via email; or (ii) by posting to the Service. For notices made by e-mail, the date of receipt will be deemed the date on which such notice is transmitted.

14.6. Contact Information: If you have any questions about these Terms, please contact Us at: support@BetOnMyGoals.com